Working Credit NFP

Working Credit NFP

Chicago, IL, US
501(c)(3)
EIN
47-2614811

Working Credit NFP

Chicago, IL, US
501(c)(3)
EIN
47-2614811

Overview

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Est.

2014

Fiscal Year Start

Jan 1

Organization Type

Grantseeker

AI Summary

Working Credit NFP is a nonprofit organization dedicated to promoting human rights and human services by partnering with individuals and communities with low or no credit scores. With an operating budget of $2 million and total revenue of $4.4 million for the 2024 filing year, the organization focuses on providing credit building education, one-on-one counseling, and access to essential financial products. It does not rely on a single funder for more than 50% of its revenue, ensuring a diverse funding base to support its mission. For more information, visit www.workingcredit.org.

Mission Statement

To partner with individuals and communities with no-to-low credit scores to provide credit building education, one-on-one counseling, and access to financial products needed to thrive financially.
Revenues

$4.4M

Expenses

$2M

Net Income:
+$2.4M
Assets

$3.2M

Liabilities

$99.1K

Net Assets:
+$3.1M
Operating Budget

$2M

Operating Budget by Year

Due Diligence

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Charity Verification Snapshot
IRS EO Business Master File Status
Listed as tax-exempt
IRS Pub 78 Status
Eligible for tax-deductible gifts
IRS Revocation Status
Not in Automatic Revocation of Exemption List
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Total No. of Grants

12

Median grant size
$45K
Largest grant received
$400K
S
Sarah Chenven
Board Member
R
Ricki Lowitz
Board Member
D
Diana Elliott
Board Member

Frequently Asked Questions

What is Working Credit NFP’s budget?
In 2024, Working Credit NFP reported an annual operating budget of around $2 million. More detailed financial information is available to registered users.
What causes does Working Credit NFP support?
Working Credit NFP supports work in Human rights and Human services.
Where does Working Credit NFP operate?
Working Credit NFP is headquartered in Chicago, IL.
Who funded Working Credit NFP recently?
In 2025, Working Credit NFP received grants from CHARITIES AID FOUNDATION AMERICA, CITI FOUNDATION, and LAWYERS TRUST FUND OF ILLINOIS. More information on this organization’s funders is available to registered users.
What is the largest grant Working Credit NFP received in 2024?
The largest grant to Working Credit NFP in 2024 exceeds $400 thousand.
What is Working Credit NFP’s reliance on government grants?
Working Credit NFP relied on government grants for less than 5% of their total revenue in 2024.
Overview
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