TMPA LEGAL, INC. IS A PREPAID SERVICE PLAN THAT COVERS ALL MEMBERS OF TMPA LEGAL, INC. IT PROVIDES PREPAID LEGAL SERVICES TO MEMBERS. THE COSTS OF THE LEGAL SERVICES BENEFITS AND ADMINISTRATIVE FEES ARE COVERED BY PARTICIPANT CONTRIBUTIONS. THE PARTICIPANT CONTRIBUTION RATE IS BASED ON CLAIMS MADE, ADMINISTRATIVE FEES, AND ANTICIPATED COST OF CLAIMS.