Programs

  • Program 1 [2020]

    AS A STATE CHARTERED CREDIT UNION, VALLEY FIRST PROVIDES LOANS TO MEMBERS AT REDUCED INTEREST RATES AS COMPARED TO COMPETITORS. IN GENERAL, THE CREDIT CRITERIA IS LESS STRINGENT, LOAN RATES ARE LOWER, AND A HIGHER LEVEL OF LOAN COVERAGE IS PROVIDED. AT 12/31/2020 THE CREDIT UNION HAD $493,544,702 IN OUTSTANDING LOAN BALANCES AND 68,310 TOTAL MEMBERS.
    Geographies
    Not indicated
    Dates
    Jan 1, 2020 – Dec 31, 2020
    Source
    990
    No causes provided
    No populations provided
    –
    –

  • Program 2 [2020]

    VALLEY FIRST PROVIDES SAVINGS ACCOUNT PRODUCTS THAT ARE OF GREATER BENEFIT TO MEMBERS AS COMPARED TO COMPETITORS. VALLEY FIRST PAYS HIGHER DIVIDEND RATES FOR COMPARABLE SAVINGS PRODUCTS. AT 12/31/2020 THE CREDIT UNION HAD 126,882 SAVINGS ACCOUNTS WITH A BALANCE OF $527,731,900.
    Geographies
    Not indicated
    Dates
    Jan 1, 2020 – Dec 31, 2020
    Source
    990
    No causes provided
    No populations provided
    –
    –

  • Program 3 [2020]

    VALLEY FIRST PROVIDES CHECKING ACCOUNT PRODUCTS THAT ARE OF GREATER BENEFIT TO MEMBERS, AS COMPARED TO ITS COMPETITORS. SEVERAL TYPES OF CHECKING ACCOUNTS ARE OFFERED, FROM FREE CHECKING TO SPECIALTY CHECKING ACCOUNTS THAT PAY MEMBERS DIVIDENDS FOR BALANCES KEPT IN THEIR ACCOUNT. FEES FOR A CHECKING ACCOUNT AND THE DIVIDEND RATES FORCOMPARABLE CHECKING PRODUCTS ARE BETTER THAN COMPETITORS, AND OFFER CASH BACK ON PURCHASES. AT 12/31/2020 THE CREDIT UNION HAD 37,420 MEMBERS WITH CHECKING ACCOUNTS WITH A DEPOSIT BALANCE OF $161,835,156.
    Geographies
    Not indicated
    Dates
    Jan 1, 2020 – Dec 31, 2020
    Source
    990
    No causes provided
    No populations provided
    –
    –