CAMBRIDGE CREDIT COUNSELING CORP

AI Summary
CAMBRIDGE CREDIT COUNSELING CORP is a financial counseling nonprofit that provides education and counseling to individuals and groups concerned about their finances, including debt management plans when appropriate, HUD-approved housing counseling, and bankruptcy-related credit counseling and debtor education. In fiscal year 2025, it operated with a $9.9M budget and $9M in revenue, with major funders including HOMEFREE USA INC, CONSUMER CREDIT COUNSELING SERVICE OF SAN FRANCISCO DBA BALANCE, and NATIONAL FOUNDATION FOR CREDIT COUNSELING INC.
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Mission Statement
THE ORGANIZATION SPECIALIZES IN PROVIDING EDUCATION AND COUNSELING SERVICES TO INDIVIDUALS AND GROUPS WHO ARE CONCERNED ABOUT THEIR FINANCIAL SITUATION. IF APPROPRIATE, THE ORGANIZATION ALSO HELPS INDIVIDUALS ESTABLISH AFFORDABLE AND CONVENIENT DEBT MANAGEMENT PLANS TO HELP THEM REPAY THEIR DEBTS IN A TIMELY MANNER. AS A HUD-APPROVED HOUSING COUNSELING AGENCY, THE ORGANIZATION ALSO PROVIDES PRE- AND POST-PURCHASE COUNSELING, RENTAL AND REVERSE MORTGAGE COUNSELING, AND FORECLOSURE INTERVENTION AND DEFAULT COUNSELING. THE ORGANIZATION HAS ALSO BEEN APPROVED BY THE EXECUTIVE OFFICE FOR U.S. TRUSTEES TO PROVIDE PRE-FILING CREDIT COUNSELING AND PRE-DISCHARGE DEBTOR EDUCATION TO CONSUMERS FILING FOR BANKRUPTCY PROTECTION.
Cause Areas
1
Financial counseling
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Charity Verification Snapshot
IRS EO Business Master File Status
Listed as tax-exempt
IRS Pub 78 Status
Eligible for tax-deductible gifts
IRS Revocation Status
Not in Automatic Revocation of Exemption List
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- 4 funders
- 26 board & team members
- 13 historic 990s & financials
- 6-year operating budget trend
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Frequently Asked Questions
What is CAMBRIDGE CREDIT COUNSELING CORP’s budget?
In 2025, CAMBRIDGE CREDIT COUNSELING CORP reported an annual operating budget of around $9.9 million. More detailed financial information is available to registered users.
What causes does CAMBRIDGE CREDIT COUNSELING CORP support?
CAMBRIDGE CREDIT COUNSELING CORP supports work in Financial counseling.
Where does CAMBRIDGE CREDIT COUNSELING CORP operate?
CAMBRIDGE CREDIT COUNSELING CORP is headquartered in Agawam, MA.
Who funded CAMBRIDGE CREDIT COUNSELING CORP recently?
In 2024, CAMBRIDGE CREDIT COUNSELING CORP received grants from HOMEFREE USA INC, NATIONAL FOUNDATION FOR CREDIT COUNSELING INC, and HOMEFREE USA INC. More information on this organization’s funders is available to registered users.
What is the largest grant CAMBRIDGE CREDIT COUNSELING CORP received in 2024?
The largest grant to CAMBRIDGE CREDIT COUNSELING CORP in 2024 exceeds $542 thousand.
What is CAMBRIDGE CREDIT COUNSELING CORP’s reliance on government grants?
CAMBRIDGE CREDIT COUNSELING CORP relied on government grants for less than 5% of their total revenue in 2025.
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