STEP PROVIDES INDIVIDUALIZED FINANCIAL COUNSELING, EMERGENCY FINANCIAL GRANTS AND MORALE PROGRAM ASSISTANCE TO ACTIVE DUTY AND RECENTLY DISCHARGED ENLISTED MILITARY PERSONNEL AND THEIR FAMILIES. EMERGENCY FINANCIAL ASSISTANCE INCLUDES: AUTO PAYMENTS AND INSURANCE; AUTO REPAIR; CRITICAL BABY ITEMS; EMERGENCY DENTAL CARE; EMERGENCY CHILDCARE AND IN-HOME HEALTH CARE; EMERGENCY FOOD; EMERGENCY TRAVEL; ESSENTIAL HOME ITEMS: RENT AND MORTGAGE, UTILITIES, VISION CARE; AND OTHER CRUCIAL EMERGENCY FINANCIAL SERVICES. MORALE PROGRAMS INCLUDE: FINANCIAL PLANNING SEMINARS/CLASSES, HOLIDAY PROGRAMS, WOUNDED WARRIOR CAREGIVER RESPITE PROGRAMS, AND THE DISTRIBUTION OF IN-KIND GOODS AND SERVICES.