THE LOUISVILLE AFFORDABLE HOUSING TRUST FUND (LAHTF) WAS CREATED IN 2008 AS THE WAY FOR METRO COUNCIL TO INVEST PUBLIC FUNDS IN THE KIND OF HOUSING OUR COMMUNITY NEEDS: FOR PEOPLE ON FIXED INCOMES LIKE SENIORS AND PEOPLE WITH SERIOUS DISABILITIES; FOR YOUNG FAMILIES STARTING OUT; FOR VETERANS; AND FOR WORKING PEOPLE WHOSE WAGES ARE NOT ENOUGH TO LIVE IN METRO LOUISVILLE. THE HOUSING TRUST FUND IS FOUNDED ON THE PRINCIPLE THAT A PLACE TO CALL HOME OPENS THE DOOR TO OPPORTUNITY, AND THAT THE WHOLE COMMUNITY DOES BETTER WHEN EVERYONE HAS A DECENT PLACE TO CALL HOME. THE LAHTF PROVIDES GAP FINANCING FOR DEVELOPERS CREATING OR MANAGING AFFORDABLE HOUSING UNITS. ELIGIBLE USES OF FINANCING INCLUDE PROPERTY ACQUISITION, CONSTRUCTION FINANCING OR PERMANENT FINANCING.