VOLUNTARY, COOPERATIVE, NON-PROFIT CREDIT UNION FOR THE PURPOSES OF ENCOURAGING THRIFT AMONG ITS 23,000+ MEMBERS, CREATING A SOURCE OF CREDIT AT FAIR AND REASONABLE RATE OF INTEREST, PROVIDING FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH EARNINGS, SAVINGS, BENEFITS AND SERVICES BEING DISTRIBUTED TO ITS MEMBERS, FOR FINANCIAL AND FINANCIALLY-RELATED SERVICES, AND FOR AN OPPORTUNITY FOR ITS MEMBERS TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS.