TO PROVIDE GRANTS TO ORGANIZATIONS THAT QUALIFY AS EXEMPT ORGANIZATIONS UNDER SECTION 501(C)(3) OF THE CODE AND THAT SPECIFICALLY FOCUS ON HUMAN NEED AMONGST THE RESIDENTS AND WORKERS WITHIN THE SANIBEL AND CAPTIVA ISLAND, FLORIDA COMMUNITY; AND TO PROVIDE NEEDS BASED ASSISTANCE TO INDIVIDUALS AND FAMILIES IN ACCORDANCE WITH A PROGRAM, POLICIES AND PROCEDURES ADOPTED BY THE BOARD OF DIRECTORS FROM TIME TO TIME. IN ADDITION, TO PROVIDE SCHOLARSHIPS TO THOSE WHO QUALIFY IN ACCORDANCE WITH THE PROGRAM ADOPTED BY THE BOARD OF GOVERNORS.